Jillian Hishaw
Is it Difficult to File a Power of Attorney in ...

“Overall, a power of attorney is a powerful instrument that provides individuals with the ability to delegate authority and make informed decisions regarding their affairs. By taking the time to understand the process and seeking the right support, one can confidently file a power of attorney in India and enjoy the peace of mind that comes with knowing their affairs are in capable hands.”

Is it Difficult to File a Power of Attorney in India?
Jillian Hishaw
Understanding the Waiting Period: Filing ...

“When it comes to filing a subsequent Chapter 13 bankruptcy after a previous discharge, the law stipulates a specific waiting period. According to the U.S. Bankruptcy Code, you must wait two years from the date of filing your previous Chapter 13 bankruptcy before you can file another one.

It's important to note that this two-year period is calculated from the filing date of your previous bankruptcy, not the discharge date. This distinction is crucial because a Chapter 13 bankruptcy typically lasts three to five years, meaning that in most cases, you'll be eligible to file again immediately after your previous case is closed.”

Understanding the Waiting Period: Filing Chapter 13 After a Previous Discharge
Jillian Hishaw
Missing Your First Chapter 13 Bankruptcy ...

“You Could Lose Protection: When you file for bankruptcy, you get something called an "automatic stay." This stops creditors from trying to collect money from you. If you miss payments, you could lose this protection.

Your Case Might Get Dismissed: In the worst case, the court could throw out your bankruptcy case. This means you'd lose all the benefits of filing for bankruptcy.

Creditors Can Start Collecting Again: If your case gets dismissed, your creditors can start asking for money again. They might even try to take your stuff or garnish your wages.”

Missing Your First Chapter 13 Bankruptcy Payment: What You Need to Know
Jillian Hishaw
What Does 'Surrendering' Your Vehicle Mean in a ...

“Deciding to surrender your car during Chapter 7 bankruptcy is not a decision to be taken lightly. It is essential to weigh the benefits and drawbacks carefully while considering your overall financial situation. Understanding what surrendering your vehicle entails, including the long-term implications for your credit and future transportation needs, is vital for making an informed decision.”

What Does 'Surrendering' Your Vehicle Mean in a Chapter 7?
Jillian Hishaw
Navigating Chapter 7 Bankruptcy in NC: Is Your ...

“In North Carolina, individuals filing for Chapter 7 bankruptcy can protect up to $35,000 of equity in their primary residence. This is due to the state's homestead exemption rule, which does not allow for the choice between state and federal exemptions, unlike some other states.”

Navigating Chapter 7 Bankruptcy in NC: Is Your Home Equity Over $35,000 a Concern?

Exemptions

If You Owe Property Tax in North Carolina & you are a Veteran or Senior Citizen, Do Not File Bankruptcy.

If You Owe Property Tax in North Carolina & you are a Veteran or Senior Citizen, Do Not File Bankruptcy.

“In conclusion, if you're a homeowner in Mecklenburg County, North Carolina, and you're struggling with past-due property taxes, you may have options beyond filing for bankruptcy. The Disabled Veteran Homestead Exclusion and the Senior Citizen Homestead Exclusion can provide significant tax relief, allowing you to keep your home and avoid the negative consequences of bankruptcy. By understanding your eligibility and navigating the application process, you can take control of your financial situation and secure a more stable future. Please click on the link to access the form to apply for relief of property tax fees https://www.ncdor.gov/2024-av-9-securedpdf/open”

What will happen to the Equity in my home if I file Chapter 13 Bankruptcy?

What will happen to the Equity in my home if I file Chapter 13 Bankruptcy?

“In some states, such as Texas and Florida, there are unlimited homestead exemptions that allow debtors to protect all of the equity in their homes, regardless of the value. Other states, such as North Carolina and Wyoming, have more limited homestead exemptions that may only protect a certain amount of equity.”

Can I get rid of my second mortgage if I file Chapter 13 Bankruptcy?

Can I get rid of my second mortgage if I file Chapter 13 Bankruptcy?

“Lien stripping is only available in Chapter 13 bankruptcy and is only possible if the value of your home is less than the amount you owe on your first mortgage. In other words, if your home is worth less than what you owe on your primary mortgage, then the second mortgage or home equity loan may be considered unsecured debt, which can be treated similarly to credit card or medical debts.”

Will I lose my house if I file Chapter 13 bankruptcy in Charlotte, North Carolina?

Will I lose my house if I file Chapter 13 bankruptcy in Charlotte, North Carolina?

“Filing for Chapter 13 bankruptcy in Charlotte, NC, does not necessarily mean that you will lose your house. In fact, Chapter 13 bankruptcy can often help you keep your home by providing a structured repayment plan that allows you to catch up on past-due mortgage payments over a period of three to five years.”

Will I lose my car if I file bankruptcy in Mecklenburg County, North Carolina?

Will I lose my car if I file bankruptcy in Mecklenburg County, North Carolina?

“Whether or not you will lose your car when you file for bankruptcy in Mecklenburg County, North Carolina, will depend on several factors, including the type of bankruptcy you file, the equity in your car, and your ability to continue making payments on your car loan.”

What happens to my 401k when I file Chapter 7 Bankruptcy?

What happens to my 401k when I file Chapter 7 Bankruptcy?

“f you are filing for Chapter 7 bankruptcy, you may be wondering how to protect your 401(k) savings. In general, 401(k) accounts are protected in bankruptcy proceedings, which means that creditors cannot seize these funds to pay off your debts. However, there are some important factors to consider to ensure that your 401(k) savings are fully protected.”

“I didn’t know a thing about bankruptcy, I needed to get back on my feet and unfortunately I couldn’t do it by myself. This is where Hishaw Law comes in, she was a Godsend. She walked me through every detail of what I needed to have and what I needed to do to get my bankruptcy started. Any time I had a question, concern, freak out, she was there to help me through it. I never had any doubt that she was doing her job and doing it very well. I would highly recommend Attorney Hishaw for your attorney needs.”

-Kendra, Bankruptcy Client 2018

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If you need to file bankruptcy and you live in Wyoming or Charlotte, NC contact us by phone or email #bankruptcy #Chapter7 #Chapter13 #charlotte #charlottenc #debt #creditcards #medical #medicaldebt #foreclosure #garnishment
There are several types of bankruptcy. The most common is Chapter 7 which gets rid of credit card and medical debt and Chapter 13's which stops the foreclosure of your home. If you need to file bankruptcy give us a call at 1.307.228.0407 if you liv
It's important to know how to continue to build up your credit even after you file bankruptcy. If you need to file bankruptcy give us a call at 1.307.228.0407 if you live in Wyoming or 1.704.218.9883 if you live in the Charlotte, NC area. You can al
All reported assets are taken into account when you file Chapter 7 bankruptcy. If you need to file bankruptcy give us a call at 1.307.228.0407 if you live in Wyoming or 1.704.218.9883 if you live in the Charlotte, NC area. You can also email us at
If your debt is primarily in uour name and you are married, you can file Chapter 7 bankruptcy separate. If you need to file bankruptcy give us a call at 1.307.228.0407 if you live in Wyoming or 1.704.218.9883 if you live in the Charlotte, NC area.
If you are married you can file bankruptcy separately. Give us a call, we can help. There are several types of bankruptcy. The most common is Chapter 7 which gets rid of credit card and medical debt and Chapter 13's which stops the foreclosure of
If you are creditor it's important to file a proof of claim in a timely manner prior to the 341 Meeting of the Creditors. If you need to file bankruptcy give us a call at 1.307.228.0407 if you live in Wyoming or 1.704.218.9883 if you live in the Char